Credit Cards

Chase Freedom

Bonus – $150 (15,000 points) after spending $500 in the first 3 months. Plus an additional $25 (2,500 points) when you add an authorized user.

Why get it – This is one of the best starter cards available from chase. It is relatively easy to get even if you don’t have a long credit history. The best feature is the 5% offered on quarterly bonuses for common spending categories like gas, groceries, or even Amazon. Points can be redeemed for 1 cent per point but they become even more valuable when you get a card like the Chase Sapphire, which allows you to transfer all Chase Ultimate Reward points to airlines and hotels. There is no annual fee on this card.

Chase Marriott

Bonus – 80,000 bonus points after spending $3,000 dollars in the first 3 months.

Why get this card? – You’ll earn 5 Marriott points per dollar spent at Marriott properties plus 2 points on airlines, car rentals, and restaurants. The best part about the card is the free night certificate you receive on your anniversary bonus. This can be used at any category 1-5 hotel. There is an $85 annual fee which is not waived the first year.